Ashley Furniture and Synchrony Home Credit Card Customer Reviews

Synchrony Home is the credit card for Ashley Furniture and it has almost 3 million users, who largely use it for large purchases. With Synchrony Home, customers are able to make payments on time and take advantage of purchase flexibility. However, customers may not always be fully satisfied with their experience while shopping with Ashley Furniture and using the Synchrony Home Credit Card. As such, it is important to understand customer reviews and opinions to learn how to better serve customers of Ashley Furniture and ensure an enjoyable shopping experience.

Therefore, this guide will provide an overview of customer reviews for the Synchrony Home credit card at Ashley Furniture, as well as offer insight into what factors influence customer satisfaction. By understanding the overall perspective of users regarding their experiences with the Synchrony Home credit card at Ashley Furniture, companies can implement more effective strategies and policies in order to address any issues that customers have experienced when using this credit card.

Does Ashley Furniture Accept Synchrony Home Credit Card

Ashley Furniture has become one of the most well-known home furniture stores in the United States. With over 800 locations nationwide, it is one of the largest stores in the industry. Founded in 1945, Ashley Furniture is committed to offering high-quality, stylish products to its customers. They also partner with Synchrony Home Credit Card to give customers access to even more benefits.

Let’s take a look at some customer reviews and see how people feel about Ashley Furniture and the Synchrony Home Credit Card:

History

Founded in 1945, Ashley Furniture Industries is one of the largest home furnishings manufacturer and retailer in the United States. Serving more than 50 countries around the world, their mission is to provide customers with quality products at a great value through their award-winning designs and commitment to innovation.

As part of their commitment to customer satisfaction, Ashley offers financing through Synchrony Home Credit Card. This card allows customers to make purchases with convenient payment plans and gives them access to special promotions throughout the year. Customers can take advantage of promotional rates on credit line expansion and earn Reward points for every dollar spent at participating stores.

The Synchrony Home Credit Card allows customers an easy way to shop Ashley Furniture with no annual fees or interest charges if they pay off the balance in full before the specified due date. Customers can also take advantage of an extended warranty on furniture purchased through this card.

Ashley Furniture has continued to grow over the years, expanding its product offerings from indoor furniture such as sofas, chairs and tables, to outdoor furniture as well as accessories including lamps, curtains and wall decor. As one of America’s leading home furnishings retailer, Ashley remains committed providing high quality affordable products for all its customers’ needs.

Products

Ashley Furniture is a leading home brand and one of the largest producers of furniture in the US. They offer an extensive variety of furniture items ranging from bedroom, living room, and dining furniture to entertainment centers and mattresses. They also have sizable collections of home decor items such as rugs, lamps, wall art, mirrors, and accent cabinets. Additionally, customers can shop Ashley with Synchrony Home Credit Card’s deferred-interest program that allows up to 36 months of no interest payments on purchases over $599.

Bedroom Furniture: Ashley provides a range of products for bedrooms including beds in a variety of sizes and styles as well as dressers, nightstands, bedding sets, armoires and more.

Living Room Furniture: From sofas to loveseats to recliners and accent chairs Ashley has something for any style or taste in their collection. Customers can find sectionals with matching coffee tables or power reclining sofas perfect for any modern living space.

Dining Room Furniture: Dining rooms can get a stunning make-over with Ashley’s selection of tables (rectangular or round), dining sets complete with chairs or benches, barstools and bar carts to store glasses or display drinks. Aside from these core types of furniture they produce ottomans, chaise lounges bookcases and TV stands among many others.

Rugs & Home Accents: As mentioned earlier aside from the core pieces they provide accessories like rugs (indoor/outdoor) curtains lighting fixtures wall art prints mirrors clocks throw cushions vases planters baskets trunks etc., all adding the extra touch required tips needed for any house.

Locations

Ashley Furniture is a leading home furnishings retailer and manufacturer, with physical locations in the United States, Mexico, Canada and Puerto Rico. With more than 800 stores around the world, they offer a wide variety of home products and accents. Whether you are looking to brighten up your living room or want to completely remodel your bedroom, Ashley Furniture can help you find what you need.

In addition to their brick-and-mortar locations, Ashley Furniture has an online store where customers can browse their product offerings. The great thing about shopping online with Ashley is that their prices are often significantly lower than those found in their physical stores. Furthermore, customers who have the Synchrony Home Credit Card can access exclusive discounts on select items when shopping online or in-store at Ashley Furniture.

In addition to providing an array of quality home furnishings at competitive prices, customer reviews have revealed that Ashley’s commitment to customer service is unmatched by other retailers in the industry. From friendly sales staff members to helpful delivery drivers, people always comment positively on how warmly they were welcomed into this furniture shop.

Overview of Synchrony Home Credit Card

Finding the right credit card is essential for any big purchase, such as furniture. Synchrony Home Credit Card is a great option for those looking for a new furniture purchase, as it provides competitive payment plans and special financing offers for Ashley Furniture purchases.

In this article, we will look at customer reviews of the Synchrony Home Credit Card to see what customers think of this product.

Benefits

The Ashley Furniture and Synchrony Home Credit Card offers a variety of benefits for customers who use it frequently. With this card, customers can conveniently pay their bills online and get promotional discounts at participating furniture stores. New Customers can also enjoy a special incentive when opening an account.

Benefits of the Ashley Furniture and Synchrony Home Credit Card include:

• Special incentives for new customers who open an account
• Convenient online payments
• Opportunity to earn rewards points on purchases
• Access to special financing options
• Account management app with mobile access
• Promotional discounts at select retailers
• Immunity from fraud liability in the event of a lost or stolen card

Eligibility Requirements

The Synchrony Home Credit Card is a great way for customers to make any Ashley Furniture purchase and pay over time. This credit card offers various financing options with varying terms and conditions, so you’ll be sure to find one that best meets your needs. From no interest for certain periods of time to extended payment plans with fixed APR, the Synchrony Home Credit Card definitely makes shopping in-store or online convenient and stress free.

In order to apply for the Synchrony Home Credit Card or upgrade an existing Synchrony Bank account, customers must meet the following eligibility requirements:

• Be 18 years of age or older
• Have a valid U.S. mailing address
• Have a valid Social Security Number
• Provide a government issued picture identification (driver’s license, etc.)
• Have Total Gross Annual Income of $15,000 or more if applying as an individual, $17,500 if applying as joint applicants
• Not currently be more than 60 days past due on other existing credit accounts

Fees

The Ashley Furniture and Synchrony Home Credit Card has various fees associated with it. Late fees are assessed when your minimum payment is not received on the due date. The late fee is up to $38 and is based on the amount of your past due balance. If your available credit limit is exceeded, an over-limit fee of up to $35 will be charged and funds transfers are charged 1% of the total transfer amount, but no less than $10 per funds transfer transaction.

Cash advances come with a fee of either 2% of the cash advance amount or a minimum of $10, whichever is greater and returned checks incur a fee up to $25. Additionally, there are costs for optional services such as copies of statements ($5 per copy) and stop payments ($25 per request).

There could also be additional fees assessed by retailers when you use your card in connection with their services, such as delivery charges, extended warranty coverage and similar features that come along with selections at Ashley Furniture stores. Be sure to review pricing information before you make any purchase decisions or take advantage of any offers presented by retailers in conjunction with their use of the Synchrony Home Credit Card transaction processing system.

Customer Reviews

Ashley Furniture and its Synchrony Home Credit Card have been around for some time now, and customers have had plenty of experiences with both. With this in mind, it’s important to take a look at customer reviews to determine what people think about the card, as well as its acceptance among customers.

This overview will cover customer reviews of Ashley Furniture and the Synchrony Home Credit Card:

Positive Reviews

The Ashley Furniture and Synchrony Home Credit Card have overall received positive customer reviews. With the Ashley Furniture and Synchrony Home Credit Card, customers benefit from no annual fees, no late payment fees, competitive APRs, personal account tools, and 24/7 online access.

Additionally, customers can take advantage of promotional financing offers on large purchases such as furniture, appliances, mattresses, and more.

Customers have reported that the sign-up process is simple and hassle-free with clear directions given on each step of the way. Additionally, the customer service is said to be very helpful in terms of providing support throughout the application process or offering assistance with accounts once they are active. Reviews note that adulting is easier with this card – a perfect solution for staying organized and financially responsible!

Customers who have utilized their credit cards for large purchases have reported enjoyment in being able to make those items possible despite their budget limitations. In particular new homeowners appreciate the ability to purchase big ticket items at an affordable price. Overall customers are pleased with this card due to its easy applications process as well as its various benefits including payment options that can be tailored to fit their needs.

Negative Reviews

It is not uncommon to find customer reviews that are less than favorable towards any product or service. It is important to bear in mind that these negative reviews, while they can provide insights into people’s experiences, should be taken with a grain of salt.

Many customers who wish to share their grievances may do so in an exaggerated manner; it is therefore essential to consider both positive and negative reviews when making an assessment. In the case of Ashley Furniture and Synchrony Home Credit Card customers, there are several pieces of feedback which echo similar complaints.

Common complaints include unreasonable interest rates, inaccurate billing cycles and a lack of customer service support when concerns arise. Other reported issues with the Ashley Furniture and Synchrony Home credit card include slow response times from customer service representatives, unfriendly staff members and poor-quality items from Ashley Furniture stores.

These negative customer experiences demonstrate how vital it is for companies to ensure their customer service staff receive training in order to meet the needs of their clients. Furthermore, providing transparent information regarding billing cycles and interest rates will help customers make informed decisions before signing up for the card or purchasing furniture from Ashley Furniture stores.

Conclusion

In conclusion, customers of Ashley Furniture and Synchrony Home Credit Card seem to be generally satisfied with their purchases and services. While some customers have experienced inconsistencies in customer service due to language and availability issues, these issues have largely been addressed since the card’s launch in 2014. Customers report ease of access to online account management, good promotional offerings which include multiple payment options, and an overall positive experience when communicating with customer service staff over the phone or online.

Many customers also appreciate the no annual fee or hidden fees that come with the card. This includes but is not limited to:

• Late fees
• Other account maintenance fees being waived upon request

Given its competitive APR and competitive rewards program, customers appear to be taking advantage of this card’s flexible spending options and amenities as well as commendable customer service overall.